Canada Car Credit Auto Financing
Frequently Asked Questions
Got
questions? Need an answer before you apply.
If you have any questions not answered
here, please contact us and we will try to
answer them.
Other companies have rejected my application for a loan before.
Are you different?
Yes. Unlike most companies, we have
access to several lenders that do not deal directly with the public
who are willing to offer loans to people who have been previously
rejected. This includes lenders who do not deal with all car
dealerships due to strict regulations.
Do I need a Down Payment?
In many cases you do not need a down
payment.
Do I need a Co-Signer?
We always try to get you approved on
your own first. We only ask for a co-signer as a last resort.
How much cash do I need to put
down?
You can put down as much or as little
cash as you want. We finance loans with no money down - no down payment down while
still giving you low monthly payments.
Do I get to choose my car or is one
presented to me?
You absolutely get to choose the
vehicle of your choice. The only stipulation is that is must come
from one of our affiliated dealers.
I owe more money on the car I am
driving than it is worth - Can you help?
Absolutely! This is
called being upside down in your and is quite common. We can transfer the amount
owing on to your new car loan.
Once I get approved - how long is the
approval good for?
This depends on the bank or lender.
Usually an approval is good for 1-3 months depending on the lending
company.
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